Estate Planners Warning: Inherited IRA vs. RMD Rules Could GUT Your Retirement Savings!

Tue, 05 May 2026 14:36:10 +0000

**Estate Planners Warning: Inherited IRA vs. RMD Rules Could GUT Your Retirement Savings!** With more Americans inheriting retirement accounts than ever, a quiet but rising concern is shaking retirement strategy across the U.S.: new IRS rules around Required Minimum Distributions (RMDs) and inherited IRAs may be unintentionally eroding inherited savings, threatening decades of financial security. For those planning for retirement or advising clients, understanding how these rules apply — and how they could affect your legacy — is no longer optional. Market shifts, rising life expectancy, and evolving tax policies are converging, placing inherited IRA assets at a critical crossroads. ### Why Estate Planners Warning: Inherited IRA vs.